308 – Time to Rethink Your Collateralization Strategy: Moving Beyond Bank Securities
Aimee Briles, Senior Vice President, Government Funds, Wintrust Financial Corporation; Sue Kling, Managing Director, Illinois, IntraFi Network LLC
This session will provide an overview of today’s market place and its effect on investment rates and your ability to place deposits. We will discuss the options available to secure public funds and how insurance vs. collateral can affect both your rate of return on deposits and your bank’s ability to support your community. This session will also cover best practices for reviewing your investment policies, as well as maximizing your banking relationships.
Learning Outcomes: Participants will be able to:
- Understand the different options available to secure public deposits and the pro/cons of each.
- Identify the impact that pledged securities as collateral have on their rate of return, a bank's balance sheet and their shared communities.
- Analyze and update an existing investment policy to reflect a modern and strategic approach.